We accept many insurance plans as an in-network provider. It is crucial that we receive current and accurate insurance information from you prior to your appointment. Failure to do this may result in us being unable to bill your insurance for your evaluation. We are happy to bill your insurance as a courtesy, but please be aware that you are responsible for your bill.
You will find a list of our current accepted insurances below. Please be aware, although we may be in-network with your insurance company, coverage and benefits vary by plan. Neuropsychological evaluation is a specific and complex area of practice, and each health insurance company covers it differently. The most complete information for coverage specific to your plan can be obtained by calling your insurance company.
Some health insurance companies and/or plans require Preauthorization to be obtained before performing a neuropsychological evaluation. Should this be necessary, we will work with your referring provider to submit the authorization request on your behalf.
United HealthCare is Plan-specific. Please inquire and we will check our network status with your specific plan.
Plan-specific. Please inquire and we will check our network status with your specific plan.
For the most accurate and comprehensive information regarding your specific insurance coverage and potential financial responsibility, please contact your insurance provider directly. The following section is meant to help give you some information that you may be asked to provide your insurance carrier when determining your benefits for a neuropsychological evaluation. Please be aware that this is a very specific area of practice, and each insurer classifies it differently. Some insurances require preauthorization across the board for neuropsychological evaluations, and some insurance companies have plan- or diagnosis-specific preauthorization requirements.
For most insurances, in most cases, a neuropsychological evaluation is covered under your mental health benefits. Other insurances cover neuropsychological evaluation under either medical benefits or mental health benefits based on your diagnosis code. For the insurance plans that we are currently contracted with, only Blue Cross considers neuropsychological evaluations under their medical benefits all, or nearly all, of the time.
You will want to have the following information handy when contacting your insurance to determine your coverage and benefits for a neuropsychological evaluation:
- CPT Codes for neuropsychological evaluation. These are the Procedure Codes; the codes your insurance company uses to identify what procedure or service is being rendered. This is how they know what was performed and what to pay. These will also be what they will ask for to determine whether or not a preauthorization is required. The following are the four (4) procedure codes we use for a neuropsychological evaluation:
+ 96132
+ 96133
+ 96136
+ 96137
-Your diagnosis code. This is the diagnosis code your doctor has referred you to Dr. Trueblood with. It can be anything from Major Depressive Disorder (DX Code F32.1), Multiple Sclerosis ( DX Code G35), Cognitive Impairment (DX Code: G31.84), or many, many others.
*It is important to note that although all plans from the Affordable Care Act are required to cover mental health services, there are some plans such as short term and indemnity plans that do not cover mental health services. If you have one of these plans, there may be no mental health coverage available to you.
Worker's Compensation and Motor Vehicle Insurance: We do accept most worker's compensation and motor vehicle insurances, and will contact the company directly to inquire about coverage and claim status. We do not accept payment on medical lein, or at the close of a pending legal case. Payment, if not authorized by the worker's compensation or motor vehicle company, will be due at the time of service.
A type of health insurance plan that contracts with medical providers, such as hospitals and physicians, to create a network of participating providers. There is a financial incentive to use in-network providers by offering higher benefit coverage than out of network providers. Health care services received from providers that are "in-network" are covered at an in-network benefit level, while out of network providers are covered by out of network benefits (if your plan includes them), which are typically more expensive. Dr. Trueblood's office can assist you with determining your insurance coverage, but you are responsible for determining the network status of your health care providers.
The amount you pay for covered health care services where you do not need to satisfy your deductible first for your insurance plan to cover services. This amount is generally between 15.00 and 50.00 per visit, and is often due at the time of service. With many insurance plans, copays apply to visits to your primary care provider. There are plans under which neuropsychological evaluation involves only a copay, but they are the in the minority of plans.
The amount you pay for covered health care services before your insurance plan starts to pay. With a $2000 deductible, for example, you pay the first $2000 of covered services for which there is no copay, before your insurance company will begin paying claims.
The percentage of costs of a health care service you pay (20%, for example), after satisfying your deductible. In this situation, you will meet your deductible first, then you will pay a percentage of the remaining health insurance charges, while the insurance company pays the remaining percentage. You will continue to pay your co-insurance percentage up to your out-of-pocket maximum, at which point your insurance company will begin paying 100% of covered charges.
The most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and co-insurance, your health plan pays 100% of the costs of covered benefits. The out-of-pocket limit does not include your monthly premiums. It also does not include anything you may spend for services your plan does not cover. Typically, the out-of-pocket maximum for out of network services (if your plan has one) is much higher.
A written order from your primary doctor or other specialist for you to see another provider to get certain medical services. For some insurance companies you will need to get a referral for your insurance plan to cover your neuropsychological evaluation. If you do not get a referral first, the plan may not pay for the services.
An approval from your health plan for a specific service, usually within a certain window of time. Some insurance companies require prior authorization for a neuropsychological evaluation; others do not.
Health provider that covers a range of prevention, wellness, and treatment for common illnesses. Primary care providers include doctors, nurses, nurse practitioners, and physician assistants. They often maintain long-term relationships with you and advise and treat you on a range of health-related issues. They may also coordinate your care with specialists.
A doctor that focuses on a specific area of medicine or a group of patients to diagnose, manage, prevent, or treat certain types of symptoms and conditions. A non-physician specialist is a provider who has more training in a specific area of health care.